← Back to PaxmaHub

Welcome back! 🌱

Track your income, expenses and stay on budget.

β€”
πŸ’°
Total Income
$0.00
This month
πŸ”»
Total Expenses
$0.00
This month
πŸ‘›
Remaining Balance
$0.00
Income - Expenses
🐷
Savings Rate
0%
of income

πŸ“ŠIncome vs Expenses

Income Expenses

βš™Spending by Category

🎯Monthly Budget Status

🧾Recent Transactions

DateDescriptionCategoryTypeAmountActions

οΌ‹Quick Add Transaction

πŸ’‘Budget Tips

πŸ“ˆTop Spending Categories

πŸ—“Monthly Summary

βž• Total Income$0.00
πŸ”» Total Expenses$0.00
πŸ‘› Remaining Balance$0.00
🐷 Savings Rate0%

⚑Quick Links

🧾Transactions

DateDescriptionCategoryTypeAmountActions

Paycheck plan

Plan around when money arrives, not just the calendar.

Your pay details

Choose two days of the month, such as 1 and 15.

This cycle’s plan

This is a planning estimate, not a bank balance. Keep your real account balance in mind before spending.

How the estimate works

1Start with your planned take-home pay.
2Set aside unpaid bills due before the next payday and debt minimums.
3Subtract savings set-asides and spending already logged in this cycle.
4The remainder is your estimated safe-to-spend amount. Paid bills are not deducted twice.

Spending

Quick notes are enough. You can tidy details later.

Pay-period total

By category

Recent spending

Categories

Organize spending your way. New categories appear in every add form.

Bills

Know what is due without keeping it all in your head.

Debt payoff

Progress is progress, even when it’s small.

Total debt progress

Choose your payoff order

Snowball can make progress feel visible. Avalanche prioritizes higher interest rates when you enter them.

Savings pots

Give the money you’re saving a name and a purpose.

Brain dump inbox

Capture first. Decide what it means when you have the energy.

Settings & privacy

Your budget belongs to you.

Preferences

Backup & restore

Export a JSON backup before switching browsers or devices. CSV includes your spending log only.

Demo mode

Explore the app with sample information. Reset the demo at any time or start fresh with your own budget.

Your data, your device

Private by design. This single-file app stores information in this browser’s localStorage. It does not create an account, use analytics, or send data to a server.

Browser storage is not encrypted by this app. Anyone with access to this browser profile may be able to access the data. Clearing browser data can erase it, so keep backups.

About SoftBudget

Built for calmer money decisions: plain language, gentle reminders, and no shame. It is a planning tool, not financial advice and not a live bank balance.

Version 1.0 Β· Offline-first Β· No subscription Β· No tracking